Union Equity Savings Fund · Regular · Growth
NAV
₹17.4100
as of 31 Jul 2026
Expense Ratio
1.93%
AUM
₹141 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.57%
- 3Y
- +6.75%
- 5Y
- +6.35%
- Since Inception
- +7.20%
SIP returns (XIRR)
- 1Y
- +4.59%
- 3Y
- +5.31%
- 5Y
- +6.30%
- Since Inception
- +7.01%
Returns calculated from 09 August 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,44,267 today — ₹2,95,000 invested, 6.3% XIRR.
₹2,95,000
Invested
₹3,44,267
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,34,857 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹10,04,300.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,09,842 today (1.10×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.27
Sharpe Ratio
—
Alpha
—
Beta
-0.27
Sortino
4.72%
Std Dev
-4.58%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Equity Savings Fund · Regular · Growth by Union Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Union Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Union Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹141 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.93%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations