Union Equity Savings Fund · Regular · Growth
NAV
₹17.7200
as of 13 Nov 2026
Expense Ratio
2.58%
AUM
₹119 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.63%
- 3Y
- +6.94%
- 5Y
- +5.70%
- Since Inception
- +7.15%
SIP returns (XIRR)
- 1Y
- +6.44%
- 3Y
- +5.20%
- 5Y
- +6.35%
- Since Inception
- +6.97%
Returns calculated from 09 August 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,50,709 today — ₹3,00,000 invested, 6.3% XIRR.
₹3,00,000
Invested
₹3,50,709
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,31,943 today (5.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹9,68,725.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,14,470 today (1.15×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.40
Sharpe Ratio
—
Alpha
—
Beta
-0.38
Sortino
4.70%
Std Dev
-4.58%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Union Equity Savings Fund · Regular · Growth by Union Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Union Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Union Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹119 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 2.58%.