Union Equity Savings Fund - Regular Plan - Growth Option
₹16.9400
₹0.07 (-0.41%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹16.9400
₹0.07 (-0.41%)
29 May 2026
AMFI: 144310
Direct · Growth
₹₹17.6900
₹0.07 (-0.39%)
29 May 2026
AMFI: 144312
Regular · IDCW
₹₹16.9400
₹0.07 (-0.41%)
29 May 2026
AMFI: 144311
Direct · IDCW
₹₹17.6900
₹0.07 (-0.39%)
29 May 2026
AMFI: 144313
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹9,300
Invested
₹12,062
Value today
6.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,694
Value today
7.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,65,000
Withdrawn
₹10,90,881
Corpus left
+₹5,55,881 net gain — withdrew ₹4,65,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹10,23,698
Value today
+0.7%
vs lumpsum
STP beat direct lumpsum by 0.7% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,78,504
Value today
1.8×
Multiple
Staying invested through that crash turned ₹1L into ₹1,78,504 — a 1.8× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 7 years
Expense ratio drag on your actual returns
Direct plan
₹54,750
Regular plan
₹53,643
Direct earns ₹1,107 more on a ₹42K investment — 0.38% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.83
Sharpe Ratio
—
Alpha
—
Beta
-0.80
Sortino
4.64%
Std Dev
-4.58%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Union Equity Savings Fund - Regular Plan - Growth Option by Union Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Union Equity Savings Fund - Regular Plan - Growth Option is a Equity Savings mutual fund offered by Union Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹142 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.93%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations