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Dynamic Asset AllocationVery High📊 Nifty 50 Hybrid Composite Debt 50:50 Index

UTI Balanced Advantage Fund · Regular · Growth

UTI Mutual Fund

#28 of 35 (1Y)

NAV

₹12.3952

as of 17 Jun 2026

Expense Ratio

1.90%

AUM

₹3,109 Cr

Viewing Regular · Growth
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High
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Lumpsum returns (CAGR)

1Y
-1.32%
3Y
—
5Y
—
Since Inception
+7.82%

SIP returns (XIRR)

1Y
-2.65%
3Y
—
5Y
—
Since Inception
+3.87%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹17,000

Invested

₹17,401

Value today

1.7%

XIRR (p.a.)

₹500/month SIP from fund inception · Current value as of today

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₹1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,206

Value today

6.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹6,92,487

Value today

-4.3%

vs lumpsum

Direct lumpsum would have beaten STP by 4.3% — but STP reduced timing risk

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

-0.45

Sharpe Ratio

—

Alpha

—

Beta

-0.45

Sortino

8.56%

Std Dev

-10.75%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 31 Mar 2026

Each sector links to the mutual funds most exposed to it.

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Compare All Dynamic Asset Allocation FundsView all Dynamic Asset Allocation funds

Fund Details

Fund HouseUTI Mutual Fund
CategoryDynamic Asset Allocation
BenchmarkNifty 50 Hybrid Composite Debt 50:50 Index
Launch Date10 Aug 2023
AMFI Code151882
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadRedemption or switch out within 12 months from the date of allotment up to 10% of the allotted units Nil beyond 10% of the allotted Units 1.00 Redemption or switch out after 12 months from the date of allotment Nil Any redemption or switch out of units would be done on a First in First Out basis.The above exit load is applicable for all redemptions or switch out transactions including Systematic Withdrawal Plan and Systematic Transfer Investment Plan.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 Mar 2026
Holding% NAV

Investment Objective

UTI Balanced Advantage Fund · Regular · Growth by UTI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

UTI Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by UTI Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹3,109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 1.90%.

Who Should Invest?

  • •Aggressive investors comfortable with significant short-term volatility
  • •Investors with a long-term horizon of 7+ years who can ride out market cycles
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations