UTI Balanced Advantage Fund · Regular · Growth
NAV
₹12.1240
as of 30 Sept 2026
Expense Ratio
2.01%
AUM
₹3,012 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.60%
- 3Y
- +6.16%
- 5Y
- —
- Since Inception
- +6.33%
SIP returns (XIRR)
- 1Y
- -6.22%
- 3Y
- +1.49%
- 5Y
- —
- Since Inception
- +1.75%
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,77,150 today — ₹1,75,000 invested, 0.8% XIRR.
₹1,75,000
Invested
₹1,77,150
Value today
0.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,20,132 today (6.3% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹1,05,988 today (1.06×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.47
Sharpe Ratio
—
Alpha
—
Beta
-0.47
Sortino
8.29%
Std Dev
-10.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks22.96%
- IT - Software6.60%
- Automobiles5.03%
- Petroleum Products4.36%
- Consumer Durables3.44%
- Telecom - Services3.41%
- Retailing3.18%
- Finance2.39%
- Construction1.97%
- Insurance1.61%
- Pharmaceuticals & Biotechnology1.50%
- Healthcare Services1.49%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd6.87%
- 2Hdfc Bank Limited6.82%
- 3Reliance Industries Ltd.4.36%
- 4Floater Fund3.55%
- 57.06% Gs Mat - 10/04/20283.53%
- 6Bharti Airtel Ltd.3.41%
- 7Kotak Mahindra Bank Ltd.3.13%
- 8Infosys Ltd.3.06%
- 9State Bank Of India2.80%
- 10Axis Bank Ltd.2.71%
What this fund does
UTI Balanced Advantage Fund · Regular · Growth by UTI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
UTI Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by UTI Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹3,012 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.01%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations