UTI Banking and Financial Services Fund · Regular · Growth
NAV
₹193.1941
as of 16 Jun 2026
Expense Ratio
2.14%
AUM
₹1,373 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.39%
- 3Y
- +13.24%
- 5Y
- +12.08%
- Since Inception
- —
SIP returns (XIRR)
- 1Y
- +2.74%
- 3Y
- +9.56%
- 5Y
- +11.97%
- Since Inception
- —
Returns calculated from 09 December 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Risk Metrics
Trailing 1 year, annualised0.20
Sharpe Ratio
+0.08
Alpha
0.50
Beta
0.21
Sortino
16.47%
Std Dev
-16.60%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Banks61.00%
- Finance21.00%
- Insurance8.00%
- Capital Markets5.00%
- Financial Technology (Fintech)1.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd14.46%
- 2Hdfc Bank Limited13.57%
- 3Axis Bank Ltd.10.62%
- 4Kotak Mahindra Bank Ltd.9.47%
- 5Bajaj Finance Ltd.5.91%
- 6State Bank Of India4.84%
- 7Shriram Finance Ltd4.76%
- 8Bajaj Finserv Ltd.3.31%
- 9Multi Commodity Exchange Of In2.95%
- 10Ujjivan Small Finance Bank Ltd2.72%
Investment Objective
UTI Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
UTI Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹1,373 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services TRI. The current expense ratio is 2.14%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations