UTI Equity Savings Fund - Regular Plan - Growth Option
₹18.5893
₹0.09 (-0.50%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹18.5893
₹0.09 (-0.50%)
29 May 2026
AMFI: 144484
Direct · Growth
₹₹19.9457
₹0.10 (-0.50%)
29 May 2026
AMFI: 144490
Regular · IDCW
₹₹18.5894
₹0.09 (-0.50%)
29 May 2026
AMFI: 144486
Direct · IDCW
₹₹19.9457
₹0.10 (-0.50%)
29 May 2026
AMFI: 144488
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹46,500
Invested
₹65,966
Value today
8.9%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,859
Value today
8.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,65,000
Withdrawn
₹11,99,275
Corpus left
+₹6,64,275 net gain — withdrew ₹4,65,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹11,41,341
Value today
+2.3%
vs lumpsum
STP beat direct lumpsum by 2.3% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,05,459
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,05,459 — a 2.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 7 years
Expense ratio drag on your actual returns
Direct plan
₹58,532
Regular plan
₹58,498
Direct earns ₹34 more on a ₹42K investment — 0.01% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.43
Sharpe Ratio
—
Alpha
—
Beta
-0.42
Sortino
4.83%
Std Dev
-5.02%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
AXIS BANK LTD. INE238A01034 | 5.86% |
HDFC BANK LIMITED INE040A01034 | 4.16% |
MAHINDRA & MAHINDRA LTD. INE101A01026 | 3.41% |
BHARTI AIRTEL LTD. INE397D01024 | 3.31% |
STATE BANK OF INDIA INE062A01020 | 3.22% |
GRASIM INDUSTRIES LTD. INE047A01021 | 3.09% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 2.77% |
MARUTI SUZUKI INDIA LTD. INE585B01010 | 2.46% |
LARSEN & TOUBRO LTD. INE018A01030 | 2.23% |
ICICI BANK LTD INE090A01021 | 2.18% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 1.95% |
BAJAJ FINANCE LTD. INE296A01032 | 1.89% |
POWER GRID CORPORATION OF INDI INE752E01010 | 1.78% |
IRB INVIT FUND INE183W23014 | 1.69% |
TATA CONSULTANCY SERVICES LTD. INE467B01029 | 1.52% |
INFOSYS LTD. INE009A01021 | 1.41% |
JSW STEEL LTD. INE019A01038 | 1.40% |
ITC LTD. INE154A01025 | 1.32% |
HCL TECHNOLOGIES LTD. INE860A01027 | 1.29% |
NMDC LTD. INE584A01023 | 1.19% |
SBI LIFE INSURANCE COMPANY LTD INE123W01016 | 1.18% |
WIPRO LIMITED INE075A01022 | 0.99% |
AUROBINDO PHARMA LTD. INE406A01037 | 0.99% |
NTPC LTD. INE733E01010 | 0.97% |
VEDANTA LTD INE205A01025 | 0.96% |
SHRIRAM FINANCE LTD INE721A01047 | 0.95% |
COAL INDIA LTD. INE522F01014 | 0.93% |
LIC OF INDIA INE0J1Y01017 | 0.93% |
INDUS TOWERS LIMITED INE121J01017 | 0.90% |
DLF LTD. INE271C01023 | 0.84% |
INDUSIND BANK INE095A01012 | 0.84% |
OIL & NATURAL GAS CORPORATION INE213A01029 | 0.81% |
HERO MOTOCORP LTD. INE158A01026 | 0.78% |
REC LTD INE020B01018 | 0.77% |
INTERGLOBE AVIATION LTD INE646L01027 | 0.73% |
TATA POWER COMPANY LTD. INE245A01021 | 0.72% |
TATA MOTORS LTD INE1TAE01010 | 0.65% |
HDFC LIFE INSURANCE COMPANY LI INE795G01014 | 0.63% |
BAJAJ FINSERV LTD. INE918I01026 | 0.62% |
TATA STEEL LTD. INE081A01020 | 0.57% |
DR REDDYS LABORATORIES LTD. INE089A01031 | 0.56% |
| Security | % NAV |
|---|---|
07.32% GSEC MAT -13/11/2030 IN0020230135 | 8.38% |
7.04% GSEC MAT- 03/06/2029 IN0020240050 | 6.00% |
6.01% GSEC MAT - 21/07/2030 IN0020250067 | 4.93% |
7.06% GS MAT - 10/04/2028 IN0020230010 | 2.57% |
| Security | % NAV |
|---|---|
UNITS UTI LIQUID FUND INF789F01XQ6 | 1.02% |
| Security | % NAV |
|---|---|
REIT- NEXUS SELECT TRUST INE0NDH25011 | 1.55% |
REIT- KNOWLEDGE REALTY TRUST REIT INE1JAR25012 | 1.41% |
REIT- EMBASSY OFFICE PARKS INE041025011 | 1.35% |
REIT- BROOKFIELD INDIA REAL ESTATE TRUST INE0FDU25010 | 1.29% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
UTI Equity Savings Fund - Regular Plan - Growth Option by UTI Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
UTI Equity Savings Fund - Regular Plan - Growth Option is a Equity Savings mutual fund offered by UTI Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹820 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Equity Savings Index. The current expense ratio is 1.65%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations