UTI Equity Savings Fund · Regular · Growth
NAV
₹18.8051
as of 17 Jun 2026
Expense Ratio
1.65%
AUM
₹820 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.30%
- 3Y
- +8.80%
- 5Y
- +8.66%
- Since Inception
- +8.44%
SIP returns (XIRR)
- 1Y
- +2.68%
- 3Y
- +6.03%
- 5Y
- +7.94%
- Since Inception
- +9.02%
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹47,000
Invested
₹66,166
Value today
8.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,851
Value today
8.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,70,000
Withdrawn
₹11,88,889
Corpus left
+₹6,58,889 net gain — withdrew ₹4,70,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹11,36,402
Value today
+2.4%
vs lumpsum
STP beat direct lumpsum by 2.4% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,04,533
Value today
2.0×
Multiple
Staying invested through that crash turned ₹1L into ₹2,04,533 — a 2.0× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.28
Sharpe Ratio
—
Alpha
—
Beta
-0.27
Sortino
4.86%
Std Dev
-5.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Mar 2026- Banks6.00%
- IT - Software5.00%
- Telecom - Services4.00%
- Power3.00%
- Pharmaceuticals & Biotechnology2.00%
- Petroleum Products2.00%
- Finance2.00%
- Construction2.00%
- Automobiles2.00%
- Agricultural, Commercial & Construction Vehicles1.00%
- Transport Services1.00%
- Cement & Cement Products1.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 107.32% Gsec Mat -13/11/20308.38%
- 27.04% Gsec Mat- 03/06/20296.00%
- 3Axis Bank Ltd.5.86%
- 46.01% Gsec Mat - 21/07/20304.93%
- 5Hdfc Bank Limited4.16%
- 6Mahindra & Mahindra Ltd.3.41%
- 7Bharti Airtel Ltd.3.31%
- 8State Bank Of India3.22%
- 9Grasim Industries Ltd.3.09%
- 10Kotak Mahindra Bank Ltd.2.77%
Investment Objective
UTI Equity Savings Fund · Regular · Growth by UTI Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
UTI Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by UTI Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹820 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Equity Savings Index. The current expense ratio is 1.65%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations