UTI Floater Fund · Regular · Growth
NAV
₹1592.2991
as of 31 Jul 2026
Expense Ratio
0.86%
AUM
₹1,161 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.62%
- 3Y
- +6.70%
- 5Y
- +5.85%
- Since Inception
- +6.19%
SIP returns (XIRR)
- 1Y
- +6.00%
- 3Y
- +6.56%
- 5Y
- +6.43%
- Since Inception
- +6.08%
What history actually did — last 7 years (Aug 2019 – Jul 2026)
A ₹5,000 monthly SIP for the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,13,006 today — ₹4,15,000 invested, 6.1% XIRR.
₹4,15,000
Invested
₹5,13,006
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,49,087 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2019 would still hold ₹9,77,866.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Aug 2019 – Jul 2026) (22 Mar 2020) would be ₹1,45,760 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.55
Sharpe Ratio
—
Alpha
—
Beta
0.59
Sortino
0.71%
Std Dev
-0.35%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Mat 04/10/20286.46%
- 2Hdfc Bank - 14/12/20266.15%
- 3Canara Bank - 22/01/20276.10%
- 4Export Import Bank Of India4.57%
- 5Summit Digitel Infrastructure Ltd3.22%
- 6Indian Railway Finance Corporation Limited3.20%
- 7Small Industries Development Bank Of India3.20%
- 8Rec Ltd3.20%
- 9Embassy Office Parks Reit3.19%
- 10Sundaram Finance Ltd.3.17%
Investment Objective
UTI Floater Fund · Regular · Growth by UTI Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
UTI Floater Fund · Regular · Growth is a Floater Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹1,161 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.86%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)