Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth
Aditya Birla Sun Life Mutual Fund
₹59.9900
₹0.86 (-1.41%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹59.9900
₹0.86 (-1.41%)
29 May 2026
AMFI: 125595
Direct · Growth
₹₹67.8300
₹0.97 (-1.41%)
29 May 2026
AMFI: 125597
Regular · IDCW
₹₹21.9400
₹0.31 (-1.39%)
29 May 2026
AMFI: 125596
Direct · IDCW
₹₹29.9000
₹0.43 (-1.42%)
29 May 2026
AMFI: 125598
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,900
Invested
₹33,911
Value today
12.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹5,999
Value today
15.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,45,000
Withdrawn
₹43,03,445
Corpus left
+₹40,48,445 net gain — withdrew ₹7,45,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹30,79,415
Value today
-14.4%
vs lumpsum
Direct lumpsum would have beaten STP by 14.4% — but STP reduced timing risk
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
DSP India T.I.G.E.R. Fund - Regular Plan - Growth
ICICI Prudential Infrastructure Fund - Growth
SBI PSU Fund - REGULAR PLAN -Growth
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,60,300
Value today
3.6×
Multiple
Staying invested through that crash turned ₹1L into ₹3,60,300 — a 3.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,17,694
Regular plan
₹1,10,858
Direct earns ₹6,836 more on a ₹60K investment — 1.14% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.03
Sharpe Ratio
+0.04
Alpha
0.47
Beta
-0.03
Sortino
16.19%
Std Dev
-16.53%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI Bank Limited INE090A01021 | 14.21% |
ICICI Bank Limited INE090A01021 | 13.26% |
HDFC Bank Limited INE040A01034 | 12.54% |
HDFC Bank Limited INE040A01034 | 11.79% |
Axis Bank Limited INE238A01034 | 8.47% |
Axis Bank Limited INE238A01034 | 8.25% |
State Bank of India INE062A01020 | 5.96% |
State Bank of India INE062A01020 | 5.79% |
Bajaj Finance Limited INE296A01032 | 5.66% |
Bajaj Finance Limited INE296A01032 | 5.43% |
Shriram Finance Ltd INE721A01047 | 5.22% |
Shriram Finance Ltd INE721A01047 | 4.99% |
Kotak Mahindra Bank Limited INE237A01036 | 3.97% |
AU Small Finance Bank Limited INE949L01017 | 3.86% |
Kotak Mahindra Bank Limited INE237A01036 | 3.84% |
AU Small Finance Bank Limited INE949L01017 | 3.60% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 3.06% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 2.81% |
Bank of Maharashtra INE457A01014 | 2.78% |
SBI Life Insurance Company Limited INE123W01016 | 2.74% |
PNB Housing Finance Limited INE572E01012 | 2.71% |
PB Fintech Limited INE417T01026 | 2.65% |
SBI Life Insurance Company Limited INE123W01016 | 2.50% |
Bank of Maharashtra INE457A01014 | 2.44% |
Cholamandalam Financial Holdings Limited INE149A01033 | 2.26% |
Billionbrains Garage Ventures Ltd INE0HOQ01053 | 2.23% |
PNB Housing Finance Limited INE572E01012 | 2.20% |
City Union Bank Limited INE491A01021 | 2.16% |
Tata Capital Limited INE976I01016 | 2.13% |
Tata Capital Limited INE976I01016 | 2.05% |
Aptus Value Housing Finance India Ltd INE852O01025 | 1.94% |
ICICI Prudential Mutual Fund INE346A01027 | 1.78% |
Billionbrains Garage Ventures Ltd INE0HOQ01053 | 1.75% |
City Union Bank Limited INE491A01021 | 1.70% |
ICICI Prudential Mutual Fund INE346A01027 | 1.70% |
PB Fintech Limited INE417T01026 | 1.64% |
Aptus Value Housing Finance India Ltd INE852O01025 | 1.63% |
HDB Financial Services Limited INE756I01012 | 1.49% |
HDB Financial Services Limited INE756I01012 | 1.42% |
Cholamandalam Financial Holdings Limited INE149A01033 | 1.40% |
Muthoot Finance Limited INE414G01012 | 1.25% |
RBL Bank Limited INE976G01028 | 1.22% |
Muthoot Finance Limited INE414G01012 | 1.21% |
RBL Bank Limited INE976G01028 | 1.17% |
Home First Finance Company India Limited INE481N01025 | 1.17% |
Computer Age Management Services Limited INE596I01020 | 1.09% |
Computer Age Management Services Limited INE596I01020 | 1.04% |
Bajaj Finserv Limited INE918I01026 | 1.03% |
Bajaj Finserv Limited INE918I01026 | 0.99% |
Star Health & Allied Insurance Limited INE575P01011 | 0.92% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Aditya Birla Sun Life Banking and Financial Services Fund - Regular Plan - Growth is a Sectoral / Thematic mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,585 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services. The current expense ratio is 1.96%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations