Bandhan Financial Services Fund · Regular · Growth
NAV
₹15.0250
as of 31 Jul 2026
Expense Ratio
2.17%
AUM
₹1,062 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.93%
- 3Y
- +14.56%
- 5Y
- —
- Since Inception
- +14.49%
SIP returns (XIRR)
- 1Y
- +4.68%
- 3Y
- +9.46%
- 5Y
- —
- Since Inception
- +9.46%
What history actually did — last 3 years (Aug 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,98,044 today — ₹1,75,000 invested, 8.6% XIRR.
₹1,75,000
Invested
₹1,98,044
Value today
8.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,53,677 today (15.4% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,98,044 in this fund vs ₹1,93,253 in the benchmark — outperformance of ₹4,791.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Jul 2026) (3 Jun 2024) would be ₹1,19,616 today (1.20×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.37
Sharpe Ratio
+0.08
Alpha
0.28
Beta
0.39
Sortino
15.83%
Std Dev
-17.60%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks49.34%
- Finance24.63%
- Capital Markets10.25%
- Insurance8.53%
- Financial Technology (Fintech)3.09%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited13.48%
- 2Hdfc Bank Limited12.76%
- 3Kotak Mahindra Bank Limited4.96%
- 4Axis Bank Limited4.91%
- 5State Bank Of India4.45%
- 6Bajaj Finance Limited3.70%
- 7Cholamandalam Investment And Finance Company Ltd2.60%
- 8Max Financial Services Limited2.53%
- 9Shriram Finance Limited2.38%
- 10One 97 Communications Limited2.14%
Investment Objective
Bandhan Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Bandhan Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,062 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY FINANCIAL SERVICES TRI. The current expense ratio is 2.17%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations