DSP Banking & Financial Services Fund - Regular - Growth
₹13.9130
₹0.20 (-1.45%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹13.9130
₹0.20 (-1.45%)
29 May 2026
AMFI: 152208
Direct · Growth
₹₹14.4340
₹0.21 (-1.44%)
29 May 2026
AMFI: 152206
Regular · IDCW
₹₹12.7450
₹0.19 (-1.45%)
29 May 2026
AMFI: 152209
Direct · IDCW
₹₹12.1600
₹0.18 (-1.44%)
29 May 2026
AMFI: 152207
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹2,900
Invested
₹3,340
Value today
11.8%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹139
Value today
14.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹7,96,579
Value today
-4.6%
vs lumpsum
Direct lumpsum would have beaten STP by 4.6% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹3,340
Benchmark
₹2,995
+₹345 extra wealth vs the benchmark index
Backtest this SIP yourselfDirect vs Regular — ₹500/month over 2 years
Expense ratio drag on your actual returns
Direct plan
₹14,177
Regular plan
₹13,946
Direct earns ₹231 more on a ₹12K investment — 0.96% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.38
Sharpe Ratio
+0.13
Alpha
0.43
Beta
0.37
Sortino
16.08%
Std Dev
-14.79%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ICICI Bank Limited INE090A01021 | 9.57% |
Axis Bank Limited INE238A01034 | 8.59% |
ICICI Bank Limited INE090A01021 | 8.46% |
Axis Bank Limited INE238A01034 | 8.02% |
Multi Commodity Exchange of India Limited INE745G01043 | 5.40% |
Bajaj Finance Limited INE296A01032 | 5.23% |
State Bank of India INE062A01020 | 5.23% |
Cholamandalam Investment and Finance Company Limited INE121A01024 | 5.22% |
Kotak Mahindra Bank Limited INE237A01036 | 5.17% |
Multi Commodity Exchange of India Limited INE745G01043 | 5.14% |
State Bank of India INE062A01020 | 4.93% |
Shriram Finance Limited INE721A01047 | 4.74% |
Kotak Mahindra Bank Limited INE237A01036 | 4.74% |
SBI Life Insurance Company Limited INE123W01016 | 4.74% |
Bajaj Finance Limited INE296A01032 | 4.70% |
Shriram Finance Limited INE721A01047 | 4.37% |
HDFC Bank Limited INE040A01034 | 4.34% |
SBI Life Insurance Company Limited INE123W01016 | 4.29% |
Ujjivan Small Finance Bank Limited INE551W01018 | 4.19% |
Canara HSBC Life Insurance Company Limited INE01TY01017 | 4.07% |
Ujjivan Small Finance Bank Limited INE551W01018 | 3.98% |
HDFC Bank Limited INE040A01034 | 3.86% |
City Union Bank Limited INE491A01021 | 3.84% |
PB Fintech Limited INE417T01026 | 3.73% |
Aditya Birla Capital Limited INE674K01013 | 3.67% |
Aditya Birla Capital Limited INE674K01013 | 3.66% |
PB Fintech Limited INE417T01026 | 3.63% |
Canara HSBC Life Insurance Company Limited INE01TY01017 | 3.58% |
City Union Bank Limited INE491A01021 | 3.15% |
Max Financial Services Limited INE180A01020 | 3.15% |
Max Financial Services Limited INE180A01020 | 3.14% |
Aadhar Housing Finance Limited INE883F01010 | 2.99% |
Cholamandalam Investment and Finance Company Limited INE121A01024 | 2.85% |
Bank of Maharashtra INE457A01014 | 2.83% |
Bank of Maharashtra INE457A01014 | 2.80% |
Nippon Life India Asset Management Limited INE298J01013 | 2.76% |
Aadhar Housing Finance Limited INE883F01010 | 2.74% |
PNB Housing Finance Limited INE572E01012 | 2.40% |
Nippon Life India Asset Management Limited INE298J01013 | 2.33% |
PNB Housing Finance Limited INE572E01012 | 2.06% |
Karur Vysya Bank Limited INE036D01028 | 1.95% |
Angel One Limited INE732I01021 | 1.90% |
Angel One Limited INE732I01021 | 1.78% |
Bank of Baroda INE028A01039 | 1.42% |
PRUDENT CORPORATE ADVISORY SERVICES Limited INE00F201020 | 1.41% |
Canara Robeco Asset Management Company Limited INE218I01013 | 1.37% |
PRUDENT CORPORATE ADVISORY SERVICES Limited INE00F201020 | 1.29% |
Karur Vysya Bank Limited INE036D01028 | 1.13% |
Canara Robeco Asset Management Company Limited INE218I01013 | 1.12% |
Tata Capital Limited INE976I01016 | 0.98% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
DSP Banking & Financial Services Fund - Regular - Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
DSP Banking & Financial Services Fund - Regular - Growth is a Sectoral / Thematic mutual fund offered by DSP Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹1,660 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services TRI. The current expense ratio is 2.06%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations