DSP Banking and Financial Services Fund · Regular · Growth
NAV
₹14.9170
as of 15 Jul 2026
Expense Ratio
2.06%
AUM
₹1,660 Cr
Lumpsum returns (CAGR)
- 1Y
- +10.62%
- 3Y
- —
- 5Y
- —
- Since Inception
- +16.24%
SIP returns (XIRR)
- 1Y
- +15.11%
- 3Y
- —
- 5Y
- —
- Since Inception
- +15.66%
Not enough verified history to show honest backtest scenarios (this fund is under 3 years old).
Risk Metrics
Trailing 1 year, annualised0.74
Sharpe Ratio
+0.18
Alpha
0.28
Beta
0.73
Sortino
16.30%
Std Dev
-14.79%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks44.20%
- Finance23.74%
- Insurance10.94%
- Capital Markets10.23%
- Financial Technology (Fintech)4.46%
Each sector links to the mutual funds most exposed to it.
Thinking about DSP Banking and Financial Services Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited9.22%
- 2Axis Bank Limited7.95%
- 3State Bank Of India5.06%
- 4Cholamandalam Investment And Finance Company Limited5.02%
- 5Shriram Finance Limited4.68%
- 6Kotak Mahindra Bank Limited4.64%
- 7Hdfc Bank Limited4.61%
- 8Multi Commodity Exchange Of India Limited4.57%
- 9Bajaj Finance Limited4.45%
- 10Sbi Life Insurance Company Limited4.22%
Investment Objective
DSP Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
DSP Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by DSP Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹1,660 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services TRI. The current expense ratio is 2.06%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations