DSP Dynamic Asset Allocation Fund · Regular · Growth
NAV
₹29.7280
as of 13 Nov 2026
Expense Ratio
2.26%
AUM
₹3,792 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.84%
- 3Y
- +10.67%
- 5Y
- +8.09%
- Since Inception
- +8.87%
SIP returns (XIRR)
- 1Y
- +9.91%
- 3Y
- +7.97%
- 5Y
- +9.39%
- Since Inception
- +8.92%
Returns calculated from 17 January 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,54,558 today — ₹6,00,000 invested, 9.1% XIRR.
₹6,00,000
Invested
₹9,54,558
Value today
9.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,32,268 today (8.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹13,68,123.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹2,21,702 today (2.22×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.03
Sharpe Ratio
—
Alpha
—
Beta
-0.03
Sortino
6.05%
Std Dev
-5.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks31.89%
- Insurance5.61%
- Consumer Durables4.35%
- Telecom - Services3.96%
- Finance3.62%
- Pharmaceuticals & Biotechnology3.47%
- Automobiles2.71%
- Petroleum Products2.60%
- Diversified FMCG2.04%
- Ferrous Metals1.79%
- Aerospace & Defense1.52%
- Oil1.46%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited5.72%
- 2Icici Bank Limited5.72%
- 3Axis Bank Limited3.93%
- 4State Bank Of India2.92%
- 5Kotak Mahindra Bank Limited2.86%
- 6Bharti Airtel Limited2.20%
- 7Bajaj Finserv Limited2.01%
- 8Bandhan Bank Limited1.87%
- 9Titan Co Limited1.85%
- 10Bharti Airtel Limited1.76%
What this fund does
DSP Dynamic Asset Allocation Fund · Regular · Growth by DSP Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
DSP Dynamic Asset Allocation Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by DSP Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,792 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 2.26%.