DSP Dynamic Asset Allocation Fund · Regular · Growth
NAV
₹29.1080
as of 03 Aug 2026
Expense Ratio
1.88%
AUM
₹3,685 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.02%
- 3Y
- +10.56%
- 5Y
- +8.22%
- Since Inception
- +8.89%
SIP returns (XIRR)
- 1Y
- +7.44%
- 3Y
- +8.23%
- 5Y
- +9.35%
- Since Inception
- +8.95%
Returns calculated from 17 January 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,47,593 today — ₹5,95,000 invested, 9.1% XIRR.
₹5,95,000
Invested
₹9,47,593
Value today
9.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,28,209 today (8.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹13,34,493.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹2,17,078 today (2.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.21
Sharpe Ratio
—
Alpha
—
Beta
0.22
Sortino
5.72%
Std Dev
-5.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Jun 2026- Banks20.63%
- Insurance4.23%
- Pharmaceuticals & Biotechnology2.80%
- Finance2.73%
- Consumer Durables2.38%
- Diversified FMCG1.98%
- Automobiles1.69%
- Retailing1.67%
- Telecom - Services1.59%
- Aerospace & Defense1.24%
- IT - Software1.08%
- Petroleum Products1.08%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited6.36%
- 2Hdfc Bank Limited5.59%
- 3Axis Bank Limited3.99%
- 47.32% Goi 20302.92%
- 5State Bank Of India2.66%
- 6Hdfc Bank Limited2.48%
- 7Bharti Airtel Limited2.29%
- 8Bandhan Bank Limited2.12%
- 9Kotak Mahindra Bank Limited2.03%
- 10Tata Power Company Limited1.89%
Investment Objective
DSP Dynamic Asset Allocation Fund · Regular · Growth by DSP Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
DSP Dynamic Asset Allocation Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by DSP Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,685 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 1.88%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations