DSP Floating Interest Rates Fund · Regular · Growth
NAV
₹14.0849
as of 29 Sept 2026
Expense Ratio
0.57%
AUM
₹331 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.03%
- 3Y
- +7.33%
- 5Y
- +6.34%
- Since Inception
- +6.39%
SIP returns (XIRR)
- 1Y
- +5.00%
- 3Y
- +6.57%
- 5Y
- +6.88%
- Since Inception
- +6.77%
Returns calculated from 04 March 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,49,596 today — ₹2,95,000 invested, 6.9% XIRR.
₹2,95,000
Invested
₹3,49,596
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,955 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹10,09,950.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,17,159 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.20
Sharpe Ratio
—
Alpha
—
Beta
-0.22
Sortino
1.30%
Std Dev
-0.52%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Floating Interest Rates Fund - Direct Plan - IDCW
- 16.75% Goi Frb 2209203321.71%
- 2Rec Limited**8.10%
- 3Mindspace Business Parks Reit**7.76%
- 47.43% Maharashtra Sdl 031220407.76%
- 5Export-Import Bank Of India7.65%
- 6Bank Of Baroda**7.57%
- 7Kotak Mahindra Bank Limited**7.56%
- 8Canara Bank**7.56%
- 9Hdfc Bank Limited**7.54%
- 10Bharti Telecom Limited**6.58%
What this fund does
DSP Floating Interest Rates Fund · Regular · Growth by DSP Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
DSP Floating Interest Rates Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹331 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.57%.