DSP Floater Fund · Regular · Growth
NAV
₹14.0546
as of 31 Jul 2026
Expense Ratio
0.53%
AUM
₹331 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.59%
- 3Y
- +7.72%
- 5Y
- +6.55%
- Since Inception
- +6.50%
SIP returns (XIRR)
- 1Y
- +6.19%
- 3Y
- +7.23%
- 5Y
- +7.19%
- Since Inception
- +7.09%
Returns calculated from 04 March 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,52,452 today — ₹2,95,000 invested, 7.2% XIRR.
₹2,95,000
Invested
₹3,52,452
Value today
7.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,37,233 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹10,19,880.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,16,907 today (1.17×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.48
Sharpe Ratio
—
Alpha
—
Beta
0.52
Sortino
1.29%
Std Dev
-0.52%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 18.51% Goi Frb 203321.19%
- 2Bajaj Finance Limited**8.09%
- 37.43% Maharashtra Sdl 20407.79%
- 4Rec Limited**7.78%
- 5Mindspace Business Parks Reit**7.66%
- 6Bank Of Baroda**7.58%
- 7Kotak Mahindra Bank Limited**7.35%
- 8Canara Bank**7.34%
- 9Hdfc Bank Limited**7.30%
- 10Bharti Telecom Limited**6.41%
Investment Objective
DSP Floater Fund · Regular · Growth by DSP Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
DSP Floater Fund · Regular · Growth is a Floater Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹331 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.53%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations