NAV
₹97.0661
as of 16 Jun 2026
Expense Ratio
1.16%
AUM
₹1,300 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.21%
- 3Y
- +5.95%
- 5Y
- +5.44%
- Since Inception
- +8.88%
SIP returns (XIRR)
- 1Y
- +2.63%
- 3Y
- +4.79%
- 5Y
- +5.54%
- Since Inception
- +7.71%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹32,100
Invested
₹1,00,823
Value today
7.7%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹965
Value today
8.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹16,05,000
Withdrawn
₹46,13,359
Corpus left
+₹52,18,359 net gain — withdrew ₹16,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,43,716
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,43,716 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.67
Sharpe Ratio
—
Alpha
—
Beta
-0.64
Sortino
4.30%
Std Dev
-4.69%
Max Drawdown
Performance Comparison
Thinking about DSP Gilt Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
portfolio shared with DSP Gilt Fund - Direct Plan - IDCW
- 17.24% Goi 205533.43%
- 27.09% Goi 205420.78%
- 36.90% Goi 206517.93%
- 47.48% Uttar Pradesh Sdl 20427.68%
- 57.65% Madhya Pradesh Sdl 20405.89%
- 67.66% Maharashtra Sdl 20475.89%
- 77.73% Haryana Sdl 20452.74%
- 87.75% Chattisgarh Sdl 20421.99%
- 97.59% Chattisgarh Sdl 20461.97%
- 107.33% Madhya Pradesh Sdl 20421.15%
Investment Objective
DSP Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
DSP Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹1,300 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index. The current expense ratio is 1.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations