HDFC Dynamic Debt Fund 54 EA · Regular · Growth
NAV
₹93.0940
as of 03 Aug 2026
Expense Ratio
1.41%
AUM
₹562 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.47%
- 3Y
- +6.33%
- 5Y
- +5.15%
- Since Inception
- +7.92%
SIP returns (XIRR)
- 1Y
- +5.91%
- 3Y
- +5.59%
- 5Y
- +5.79%
- Since Inception
- +7.07%
Returns calculated from 28 April 1997 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,97,405 today — ₹5,95,000 invested, 5.8% XIRR.
₹5,95,000
Invested
₹7,97,405
Value today
5.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,71,848 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,21,071.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹1,48,932 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.53
Sharpe Ratio
—
Alpha
—
Beta
-0.52
Sortino
2.77%
Std Dev
-2.77%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.34% Goi Mat 22046413.79%
- 27.25% Goi Mat 12066310.11%
- 36.9% Goi Mat 1504658.75%
- 47.3% Goi Mat 1906538.46%
- 5Rec Limited.^4.91%
- 6National Bank For Agri & Rural Dev.^4.73%
- 7National Bank For Agri & Rural Dev.4.72%
- 8Indus Infra Trust3.87%
- 97.27% Gujarat Sdl Isd 171225 Mat 171234^3.74%
- 10Pipeline Infrastructure Pvt. Ltd.^2.87%
Investment Objective
HDFC Dynamic Debt Fund 54 EA · Regular · Growth by HDFC Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
HDFC Dynamic Debt Fund 54 EA · Regular · Growth is a Dynamic Bond mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 29 years. It manages assets worth ₹562 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Composite Debt Index A-III. The current expense ratio is 1.41%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations