HSBC Dynamic Term Fund · Regular · Growth
NAV
₹30.5633
as of 30 Sept 2026
Expense Ratio
0.83%
AUM
₹125 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.89%
- 3Y
- +6.02%
- 5Y
- +5.10%
- Since Inception
- +5.72%
SIP returns (XIRR)
- 1Y
- +2.86%
- 3Y
- +4.68%
- 5Y
- +5.34%
- Since Inception
- +6.34%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,89,606 today — ₹5,95,000 invested, 5.6% XIRR.
₹5,95,000
Invested
₹7,89,606
Value today
5.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,75,915 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹9,69,544.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,42,324 today (1.42×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.23
Sharpe Ratio
—
Alpha
—
Beta
-1.21
Sortino
2.49%
Std Dev
-2.10%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.71% Goi 18-May-20668.45%
- 26.94% Goi 11-May-20368.36%
- 37.06% Goi 27-Jul-20418.20%
- 46.68% Goi 07jul20407.96%
- 56.9% Goi 15-Apr-20657.24%
- 6Power Finance Corporation Limited**6.34%
- 7Sidbi^5.86%
- 8Rec Limited**5.70%
- 96.48% Goi 06oct20354.38%
- 107.72% Gujarat Sdl - 15-Mar-20354.29%
What this fund does
HSBC Dynamic Term Fund · Regular · Growth by HSBC Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
HSBC Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹125 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 0.83%.