ICICI Prudential Banking and Financial Services Fund · Regular · Growth
NAV
₹130.7400
as of 17 Jun 2026
Expense Ratio
1.79%
AUM
₹10,707 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.88%
- 3Y
- +10.95%
- 5Y
- +10.55%
- Since Inception
- +15.52%
SIP returns (XIRR)
- 1Y
- -2.29%
- 3Y
- +7.02%
- 5Y
- +9.97%
- Since Inception
- +14.57%
Beat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹86,899
Benchmark
₹80,179
+₹6,720 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹21,400
Invested
₹86,899
Value today
14.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹62,555
Value today
15.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,70,000
Withdrawn
₹81,66,043
Corpus left
+₹82,36,043 net gain — withdrew ₹10,70,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹88,10,458
Value today
+17.4%
vs lumpsum
STP beat direct lumpsum by 17.4% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,36,770
Value today
3.4×
Multiple
Staying invested through that crash turned ₹1L into ₹3,36,770 — a 3.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
+0.03
Alpha
0.48
Beta
0.03
Sortino
14.28%
Std Dev
-17.17%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks51.00%
- Finance25.00%
- Insurance15.00%
- Capital Markets4.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with ICICI Prudential Banking and Financial Services Fund - Direct Plan - IDCW
- 1Hdfc Bank Ltd.13.88%
- 2Icici Bank Ltd.13.24%
- 3Axis Bank Ltd.9.54%
- 4Kotak Mahindra Bank Ltd.6.07%
- 5State Bank Of India4.51%
- 6Sbi Life Insurance Company Ltd.3.93%
- 7Lic Housing Finance Ltd.3.56%
- 8Sbi Cards & Payment Services Ltd.3.18%
- 9Icici Lombard General Insurance Company Ltd.2.97%
- 10Hdfc Life Insurance Company Ltd.2.91%
Investment Objective
ICICI Prudential Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
ICICI Prudential Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹10,707 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services TRI. The current expense ratio is 1.79%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations