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Sectoral / Thematic📊 NIFTY 500 TRI(SEBI default)

ITI Banking and Financial Services Fund · Regular · Growth

ITI Mutual Fund

#77 of 213 (1Y)

NAV

₹15.8908

as of 16 Jun 2026

Expense Ratio

2.34%

AUM

₹360 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+6.11%
3Y
+12.09%
5Y
Since Inception
+10.78%

SIP returns (XIRR)

1Y
+7.14%
3Y
+10.32%
5Y
Since Inception
+11.59%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹27,000

Invested

₹33,120

Value today

9.2%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,507

Value today

9.5%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,23,938

Value today

+2.2%

vs lumpsum

STP beat direct lumpsum by 2.2% — reduced timing risk paid off

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

0.38

Sharpe Ratio

+0.12

Alpha

0.51

Beta

0.37

Sortino

16.64%

Std Dev

-16.92%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseITI Mutual Fund
CategorySectoral / Thematic
BenchmarkNIFTY 500 TRI ✓
Launch Date06 Dec 2021
AMFI Code149324
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit Load1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

ITI Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

ITI Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by ITI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹360 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.34%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations