ITI Banking and Financial Services Fund · Regular · Growth
NAV
₹15.1005
as of 28 Sept 2026
Expense Ratio
2.78%
AUM
₹363 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.94%
- 3Y
- +8.29%
- 5Y
- —
- Since Inception
- +8.95%
SIP returns (XIRR)
- 1Y
- -5.30%
- 3Y
- +4.93%
- 5Y
- —
- Since Inception
- +8.15%
What history actually did — last 4 years (Sept 2022 – Sept 2026)
A ₹5,000 monthly SIP for the last 4 years (Sept 2022 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,75,700 today — ₹2,40,000 invested, 7.0% XIRR.
₹2,40,000
Invested
₹2,75,700
Value today
7.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Sept 2022 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,48,933 today (10.5% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,75,700 in this fund vs ₹2,74,671 in the benchmark — outperformance of ₹1,029.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Sept 2022 – Sept 2026) (3 Jun 2024) would be ₹1,12,882 today (1.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.19
Sharpe Ratio
+0.04
Alpha
0.34
Beta
0.19
Sortino
16.25%
Std Dev
-16.92%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
What this fund does
ITI Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
ITI Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by ITI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹363 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.78%.