ITI Banking and Financial Services Fund · Regular · Growth
NAV
₹16.1738
as of 31 Jul 2026
Expense Ratio
2.34%
AUM
₹363 Cr
Lumpsum returns (CAGR)
- 1Y
- +8.44%
- 3Y
- +10.66%
- 5Y
- —
- Since Inception
- +10.90%
SIP returns (XIRR)
- 1Y
- +8.69%
- 3Y
- +10.54%
- 5Y
- —
- Since Inception
- +11.76%
What history actually did — last 4 years (Aug 2022 – Jul 2026)
A ₹5,000 monthly SIP for the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,92,814 today — ₹2,35,000 invested, 11.4% XIRR.
₹2,35,000
Invested
₹2,92,814
Value today
11.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Aug 2022 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,60,486 today (12.6% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,92,814 in this fund vs ₹2,87,256 in the benchmark — outperformance of ₹5,558.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Aug 2022 – Jul 2026) (3 Jun 2024) would be ₹1,20,906 today (1.21×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.49
Sharpe Ratio
+0.12
Alpha
0.31
Beta
0.48
Sortino
16.42%
Std Dev
-16.92%
Max Drawdown
Performance Comparison
Thinking about ITI Banking and Financial Services Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Investment Objective
ITI Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
ITI Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by ITI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹363 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.34%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations