ITI Banking and Financial Services Fund · Regular · Growth
NAV
₹16.1749
as of 14 Jul 2026
Expense Ratio
2.34%
AUM
₹360 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.11%
- 3Y
- +11.10%
- 5Y
- —
- Since Inception
- +11.01%
SIP returns (XIRR)
- 1Y
- +9.48%
- 3Y
- +10.86%
- 5Y
- —
- Since Inception
- +12.00%
What history actually did — last 4 years (Jul 2022 – Jul 2026)
A ₹5,000 monthly SIP for the last 4 years (Jul 2022 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,00,752 today — ₹2,40,000 invested, 11.7% XIRR.
₹2,40,000
Invested
₹3,00,752
Value today
11.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Jul 2022 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,73,612 today (14.8% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,00,752 in this fund vs ₹2,91,674 in the benchmark — outperformance of ₹9,078.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Jul 2022 – Jul 2026) (3 Jun 2024) would be ₹1,20,914 today (1.21×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.58
Sharpe Ratio
+0.14
Alpha
0.31
Beta
0.57
Sortino
16.56%
Std Dev
-16.92%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
ITI Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
ITI Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by ITI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹360 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.34%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations