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Sectoral / Thematicregulargrowth📊 NIFTY 500 TRI(SEBI default)

ITI Banking and Financial Services Fund -Regular Plan - Growth Option

ITI Mutual Fund

#112 of 213 (1Y)

₹15.2220

0.22 (-1.41%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹15.2220

0.22 (-1.41%)

29 May 2026

AMFI: 149324

Direct · Growth

₹₹16.6348

0.24 (-1.40%)

29 May 2026

AMFI: 149321

Regular · IDCW

₹₹14.2906

0.20 (-1.41%)

29 May 2026

AMFI: 149323

Direct · IDCW

₹₹15.6976

0.22 (-1.40%)

29 May 2026

AMFI: 149322

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-1.89%
1 Month-3.58%
3 Months-8.48%
6 Months-6.35%
1 Year+1.70%
3 Years (CAGR)+11.03%
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Dec 2021)+9.72%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-2.00%
3 Year SIP+7.49%
5 Year SIP
Since Inception (Dec 2021)+9.64%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹26,500

Invested

₹32,955

Value today

9.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,522

Value today

9.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹9,33,233

Value today

+2.2%

vs lumpsum

STP beat direct lumpsum by 2.2% — reduced timing risk paid off

Model your own STP with real NAV

Direct vs Regular — ₹500/month over 4 years

Expense ratio drag on your actual returns

Direct plan

₹31,157

Regular plan

₹29,853

Direct earns ₹1,304 more on a ₹24K investment1.36% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseITI Mutual Fund
CategorySectoral / Thematic
Plan Typeregular
Optiongrowth
AUM₹360 Cr
Expense Ratio2.34%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 TRI ✓
Launch Date06 Dec 2021
AMFI Code149324

Risk Metrics

Trailing 1 year, annualised

0.12

Sharpe Ratio

+0.07

Alpha

0.47

Beta

0.11

Sortino

16.30%

Std Dev

-16.92%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

ITI Banking and Financial Services Fund -Regular Plan - Growth Option invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

ITI Banking and Financial Services Fund -Regular Plan - Growth Option is a Sectoral / Thematic mutual fund offered by ITI Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹360 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.34%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations