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ELSS Tax Saver📊 NIFTY 500 TRI(SEBI default)

ITI ELSS Tax Saver Fund · Regular · Growth

ITI Mutual Fund

#8 of 39 (1Y)

NAV

₹25.1619

as of 31 Jul 2026

Expense Ratio

2.31%

AUM

₹426 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+4.69%
3Y
+16.13%
5Y
+11.93%
Since Inception
+14.57%

SIP returns (XIRR)

1Y
+9.63%
3Y
+9.45%
5Y
+13.54%
Since Inception
+14.88%

What history actually did — last 6 years (Aug 2020 – Jul 2026)

A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹5,34,360 today ₹3,55,000 invested, 13.8% XIRR.

₹3,55,000

Invested

₹5,34,360

Value today

13.8%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 6 years ago would be ₹2,64,539 today (17.6% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹21,11,031.

Fund vs Benchmark (TRI)

Same SIP, benchmark total-return index

The same SIP would be worth ₹5,34,360 in this fund vs ₹5,13,764 in the benchmark — outperformance of ₹20,596.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Jul 2026) (3 Jun 2024) would be ₹1,07,064 today (1.07×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

0.15

Sharpe Ratio

+0.04

Alpha

0.36

Beta

0.14

Sortino

18.18%

Std Dev

-19.13%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseITI Mutual Fund
CategoryELSS Tax Saver
BenchmarkNIFTY 500 TRI ✓
Launch Date18 Oct 2019
AMFI Code147544
Transaction facts
Min. Lumpsum₹500
Min. SIP₹500
Exit LoadN

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

ITI ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

ITI ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by ITI Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹426 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.31%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations
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