JM Dynamic Term Fund · Regular · Growth
NAV
₹43.4263
as of 13 Nov 2026
Expense Ratio
0.93%
AUM
₹53 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.43%
- 3Y
- +6.14%
- 5Y
- +5.55%
- Since Inception
- +6.48%
SIP returns (XIRR)
- 1Y
- +3.11%
- 3Y
- +4.85%
- 5Y
- +5.55%
- Since Inception
- +6.57%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,96,894 today — ₹6,00,000 invested, 5.6% XIRR.
₹6,00,000
Invested
₹7,96,894
Value today
5.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,78,749 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,90,594.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,46,296 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-2.40
Sharpe Ratio
—
Alpha
—
Beta
-2.25
Sortino
1.61%
Std Dev
-1.28%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
JM Dynamic Term Fund · Regular · Growth by JM Financial Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
JM Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹53.0 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 0.93%.