JM ELSS Tax Saver Fund · Regular · Growth
NAV
₹49.4206
as of 17 Jun 2026
Expense Ratio
2.37%
AUM
₹215 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.81%
- 3Y
- +15.58%
- 5Y
- +14.73%
- Since Inception
- +9.17%
SIP returns (XIRR)
- 1Y
- +6.23%
- 3Y
- +8.91%
- 5Y
- +13.28%
- Since Inception
- +14.31%
Returns calculated from 31 March 2008 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Beat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹4,52,415
Benchmark
₹4,19,515
+₹32,900 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,09,500
Invested
₹4,52,415
Value today
14.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹4,719
Value today
8.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,95,000
Withdrawn
₹1,94,681
Corpus left
+₹2,89,681 net gain — withdrew ₹10,95,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹48,96,597
Value today
+73.0%
vs lumpsum
STP beat direct lumpsum by 73.0% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,92,418
Value today
3.9×
Multiple
Staying invested through that crash turned ₹1L into ₹3,92,418 — a 3.9× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.25
Sharpe Ratio
-0.03
Alpha
0.53
Beta
-0.24
Sortino
16.22%
Std Dev
-17.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
JM ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
JM ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹215 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.37%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations