LIC MF Equity Savings Fund · Regular · Growth
NAV
₹28.4494
as of 31 Jul 2026
Expense Ratio
2.36%
AUM
₹35 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.68%
- 3Y
- +7.84%
- 5Y
- +7.13%
- Since Inception
- +7.02%
SIP returns (XIRR)
- 1Y
- +4.23%
- 3Y
- +6.35%
- 5Y
- +7.22%
- Since Inception
- +7.06%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,66,093 today — ₹5,95,000 invested, 7.4% XIRR.
₹5,95,000
Invested
₹8,66,093
Value today
7.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,88,891 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,22,814.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,95,316 today (1.95×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.15
Sharpe Ratio
—
Alpha
—
Beta
-0.15
Sortino
6.47%
Std Dev
-6.90%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks8.00%
- Automobiles7.00%
- Pharmaceuticals & Biotechnology4.00%
- IT - Software4.00%
- Non - Ferrous Metals4.00%
- Retailing4.00%
- Consumer Durables3.00%
- Ferrous Metals3.00%
- Cement & Cement Products3.00%
- Beverages2.00%
- Electrical Equipment2.00%
- Agricultural, Commercial & Construction Vehicles2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Lic Mf Liquid Fund-Dr Pln-Gr10.81%
- 2Tata Steel Ltd.3.08%
- 3National Aluminium Company Ltd.2.65%
- 4Bank Of Baroda2.27%
- 5Ashok Leyland Ltd.1.91%
- 6Eternal Ltd.1.77%
- 7Bajaj Auto Ltd.1.77%
- 8Ultratech Cement Ltd.1.71%
- 9Hindalco Industries Ltd.1.71%
- 10State Bank Of India1.58%
Investment Objective
LIC MF Equity Savings Fund · Regular · Growth by LIC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
LIC MF Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by LIC Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹34.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 2.36%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations