MF
MFGenie.ai
Equity Savings📊 NIFTY Equity Savings Index(SEBI default)

LIC MF Equity Savings Fund · Regular · Growth

LIC Mutual Fund

#20 of 22 (1Y)

NAV

₹28.0443

as of 17 Jun 2026

Expense Ratio

2.36%

AUM

₹35 Cr

Viewing Regular · Growth
Compare Fund

Lumpsum returns (CAGR)

1Y
+1.32%
3Y
+8.53%
5Y
+7.09%
Since Inception
+6.98%

SIP returns (XIRR)

1Y
+2.06%
3Y
+6.02%
5Y
+6.98%
Since Inception
+6.99%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹91,500

Invested

₹1,58,401

Value today

6.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,777

Value today

6.9%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹9,15,000

Withdrawn

₹11,92,625

Corpus left

+₹11,07,625 net gain — withdrew ₹9,15,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹16,86,008

Value today

+1.2%

vs lumpsum

STP beat direct lumpsum by 1.2% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,90,627

Value today

1.9×

Multiple

Staying invested through that crash turned ₹1L into ₹1,90,627 — a 1.9× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.15

Sharpe Ratio

Alpha

Beta

-0.15

Sortino

7.75%

Std Dev

-7.49%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

Thinking about LIC MF Equity Savings Fund · Regular · Growth?

Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.

+91

By submitting, you agree to our Privacy Policy. No spam, ever.

Fund Details

Fund HouseLIC Mutual Fund
CategoryEquity Savings
BenchmarkNIFTY Equity Savings Index
Launch Date07 Mar 2011
AMFI Code151950
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹100

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

LIC MF Equity Savings Fund · Regular · Growth by LIC Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.

About This Fund

LIC MF Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by LIC Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹35.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 2.36%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations