Navi ELSS Tax Saver Nifty 50 Index Fund · Regular · Growth
NAV
₹14.6020
as of 03 Aug 2026
Expense Ratio
1.00%
AUM
₹146 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.99%
- 3Y
- +8.25%
- 5Y
- —
- Since Inception
- +11.88%
SIP returns (XIRR)
- 1Y
- +1.40%
- 3Y
- +4.29%
- 5Y
- —
- Since Inception
- +5.78%
What history actually did — last 3 years (Aug 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,82,267 today — ₹1,75,000 invested, 2.8% XIRR.
₹1,75,000
Invested
₹1,82,267
Value today
2.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,24,782 today (7.7% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,82,267 in this fund vs ₹1,93,253 in the benchmark — underperformance of ₹10,986.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Jul 2026) (3 Jun 2024) would be ₹1,05,166 today (1.05×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.12
Sharpe Ratio
-0.02
Alpha
0.30
Beta
-0.12
Sortino
13.50%
Std Dev
-15.29%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Navi ELSS Tax Saver Nifty 50 Index Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Navi ELSS Tax Saver Nifty 50 Index Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Navi Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹146 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.00%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations