Nippon India Equity Savings Fund · Regular · Growth
NAV
₹16.4942
as of 31 Jul 2026
Expense Ratio
1.57%
AUM
₹844 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.33%
- 3Y
- +6.39%
- 5Y
- +6.66%
- Since Inception
- +4.58%
SIP returns (XIRR)
- 1Y
- +3.25%
- 3Y
- +4.98%
- 5Y
- +6.33%
- Since Inception
- +5.35%
Returns calculated from 23 June 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,44,258 today — ₹2,95,000 invested, 6.3% XIRR.
₹2,95,000
Invested
₹3,44,258
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,37,655 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹10,32,289.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,09,710 today (1.10×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.41
Sharpe Ratio
—
Alpha
—
Beta
-0.40
Sortino
3.76%
Std Dev
-3.56%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited9.40%
- 2Mahindra & Mahindra Limited7.46%
- 3Hdfc Bank Limited7.11%
- 4Reliance Industries Limited4.76%
- 5Bharti Airtel Limited4.48%
- 67.32% Government Of India4.34%
- 7Eternal Limited4.32%
- 8Kotak Mahindra Bank Limited4.31%
- 9Axis Bank Limited3.09%
- 10Grasim Industries Limited2.97%
Investment Objective
Nippon India Equity Savings Fund · Regular · Growth by Nippon India Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Nippon India Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹844 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY EQUITY SAVINGS INDEX. The current expense ratio is 1.57%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations