SBI BANKING & FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH
₹42.3715
₹0.00 (-0.01%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹42.3715
₹0.00 (-0.01%)
31 May 2026
AMFI: 133858
Direct · Growth
₹₹47.7294
₹0.00 (-0.00%)
31 May 2026
AMFI: 133859
Regular · IDCW
₹₹38.0517
₹0.00 (-0.01%)
31 May 2026
AMFI: 133860
Direct · IDCW
₹₹42.6629
₹0.00 (-0.00%)
31 May 2026
AMFI: 133857
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹67,500
Invested
₹1,58,486
Value today
14.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹21,186
Value today
13.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,75,000
Withdrawn
₹26,52,287
Corpus left
+₹23,27,287 net gain — withdrew ₹6,75,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹27,04,122
Value today
+6.4%
vs lumpsum
STP beat direct lumpsum by 6.4% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹1,58,486
Benchmark
₹1,50,270
+₹8,216 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,64,392
Value today
3.6×
Multiple
Staying invested through that crash turned ₹1L into ₹3,64,392 — a 3.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,35,857
Regular plan
₹1,26,637
Direct earns ₹9,220 more on a ₹60K investment — 1.54% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.02
Sharpe Ratio
+0.04
Alpha
0.40
Beta
-0.02
Sortino
15.55%
Std Dev
-16.17%
Max Drawdown
Portfolio Holdings
Top 37 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
ICICI Bank Ltd. INE090A01021 | 1287.00% |
Kotak Mahindra Bank Ltd. INE237A01036 | 996.00% |
State Bank of India INE062A01020 | 961.00% |
Axis Bank Ltd. INE238A01034 | 735.00% |
HDFC Bank Ltd. INE040A01034 | 611.00% |
Bajaj Finserv Ltd. INE918I01026 | 575.00% |
Muthoot Finance Ltd. INE414G01012 | 454.00% |
HDFC Life Insurance Company Ltd. INE795G01014 | 351.00% |
SBI Life Insurance Co. Ltd. INE123W01016 | 320.00% |
Bajaj Finance Ltd. INE296A01032 | 254.00% |
Angel One Ltd. INE732I01021 | 241.00% |
ICICI Prudential Life Insurance Company Ltd. INE726G01019 | 225.00% |
Cholamandalam Investment & Finance Co. Ltd. INE121A01024 | 211.00% |
Aptus Value Housing Finance India Ltd. INE852O01025 | 186.00% |
Star Health & Allied Insurance Co. Ltd. INE575P01011 | 168.00% |
Bank of Baroda INE028A01039 | 163.00% |
Cholamandalam Financial Holdings Ltd. INE149A01033 | 163.00% |
Canara Bank INE476A01022 | 160.00% |
Aditya Birla Capital Ltd. INE674K01013 | 139.00% |
Computer Age Management Services Ltd. INE596I01020 | 127.00% |
The South Indian Bank Ltd. INE683A01023 | 106.00% |
Mahindra & Mahindra Financial Services Ltd. INE774D01024 | 100.00% |
LIC Housing Finance Ltd. INE115A01026 | 96.00% |
CARE Ratings Ltd. INE752H01013 | 90.00% |
Bank of India INE084A01016 | 82.00% |
ICRA Ltd. INE725G01011 | 80.00% |
360 ONE WAM Ltd. INE466L01038 | 80.00% |
Niva Bupa Health Insurance Company Ltd. INE995S01015 | 69.00% |
Pine Labs Ltd. INE15B701018 | 51.00% |
CRISIL Ltd. INE007A01025 | 34.00% |
HDB Financial Services Ltd. INE756I01012 | 34.00% |
Aavas Financiers Ltd. INE216P01012 | 18.00% |
RBL Bank Ltd. INE976G01028 | 14.00% |
| Security | % NAV |
|---|---|
TREPS | 712.00% |
Margin amount for Derivative positions | 172.00% |
364 DAY T-BILL 19.11.26 IN002025Z344 | 5.00% |
Net Receivable / Payable | -70.00% |
Performance Comparison
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Investment Objective
SBI BANKING & FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
SBI BANKING & FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH is a Sectoral / Thematic mutual fund offered by SBI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹10,292 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY FINANCIAL SERVICES TRI. The current expense ratio is 1.75%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations