Union Equity Savings Fund · Regular · Growth
NAV
₹17.2000
as of 17 Jun 2026
Expense Ratio
1.93%
AUM
₹142 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.99%
- 3Y
- +7.13%
- 5Y
- +6.24%
- Since Inception
- +7.15%
SIP returns (XIRR)
- 1Y
- +3.21%
- 3Y
- +5.05%
- 5Y
- +6.11%
- Since Inception
- +6.91%
Returns calculated from 09 August 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹9,400
Invested
₹12,148
Value today
6.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,692
Value today
6.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,70,000
Withdrawn
₹10,84,584
Corpus left
+₹5,54,584 net gain — withdrew ₹4,70,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹10,22,603
Value today
+0.7%
vs lumpsum
STP beat direct lumpsum by 0.7% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,78,293
Value today
1.8×
Multiple
Staying invested through that crash turned ₹1L into ₹1,78,293 — a 1.8× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.56
Sharpe Ratio
—
Alpha
—
Beta
-0.54
Sortino
4.72%
Std Dev
-4.58%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Equity Savings Fund · Regular · Growth by Union Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Union Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Union Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹142 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings Index. The current expense ratio is 1.93%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations