JM Dynamic Term Fund · Regular · Growth
NAV
₹43.2326
as of 30 Sept 2026
Expense Ratio
0.93%
AUM
₹53 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.10%
- 3Y
- +6.21%
- 5Y
- +5.52%
- Since Inception
- +6.49%
SIP returns (XIRR)
- 1Y
- +2.96%
- 3Y
- +5.06%
- 5Y
- +5.62%
- Since Inception
- +6.60%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,92,269 today — ₹5,95,000 invested, 5.7% XIRR.
₹5,95,000
Invested
₹7,92,269
Value today
5.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,79,657 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹10,04,306.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,45,643 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.27
Sharpe Ratio
—
Alpha
—
Beta
-1.30
Sortino
1.80%
Std Dev
-1.28%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
JM Dynamic Term Fund · Regular · Growth by JM Financial Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
JM Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹53.3 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 0.93%.